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One patient, Jeannine Manning, who started taking Ozempic (semaglutide) in 2023, reported that after losing 50 pounds, she no longer needed her CPAP machine and experienced dramatically improved sleep with reduced snoring

Medical deductible: Applies to doctor visits, tests, procedures Pharmacy deductible: Applies only to prescriptions Until its met, you pay the negotiated (but not copay) price Once the pharmacy deductible is met: Copays or coinsurance apply Prescriptions get much cheaper Why do plans do this: helps lower premiums Encourages use of generics Separates drug costs from medical costs TLDR: If your Rx is expensive early in the year, its usually not a mistake

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